📤 You're done! The requester handles it from here.
They'll keep your W-9 on file and use the information when they report your payments to the IRS (usually on a form called a 1099).

📨 How to submit it
However the requester asked for it — upload to their portal, email it back, or hand them a paper copy. If you're emailing, consider password-protecting the file since it contains sensitive information.

📁 Keep a copy for yourself.
Take a photo or save a copy. It's helpful to remember what you entered if questions come up later.

🔄 Information changes? Submit a new W-9.
If your name, address, tax classification, or TIN changes, provide an updated W-9. There's no limit to how many times you can update it.

📬 Expect a 1099 in January.
If you were paid $600 or more (or $2,000 starting in 2026) during the year, the payer will send you a 1099 form by January 31. You'll use this when filing your taxes — it shows how much you earned.

✅ That's it — you're all set!
Next time someone asks for a W-9, you'll know exactly what to do.

YYou're still required to report the income on your tax return, even without a 1099. The payer only sends one if they paid you $600 or more (or $2,000 starting in 2026). Keep your own records just in case. Contact the payer and ask them to issue a corrected 1099. Don't ignore it — mismatches can trigger IRS notices. No. The W-9 stays with the requester — the IRS never sees it. They only see the 1099 that the payer files later.

W-9 Form

After You Submit

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